Empowering Savings,
Enabling Possibilities
Transform your financial future with our trusted cooperative. We provide flexible loans, secure savings, and community-driven support to turn your ambitions into reality.
Secure Savings
Secure savings account with attractive interest yield designed to help build your financial reserve efficiently.
Get StartedFlexible Credit
Get quick access to competitive personal, vehicle, start-up, and home loans tailored to your income profile.
View LoansCooperative Trust
Organized under standard regulatory safety to offer members complete security and growth support.
Our Approach
4.9/5
Member Satisfaction Rating
Comprehensive Financial Support for Every Ambition
At Yichalal SACCOS, we believe that structural constraints shouldn't limit individual achievements. For years, we have provided trusted credit programs, easy financial advisory, and wealth storage mechanisms to our community, standing beside every aspiring entrepreneur, parent, and worker.
"ይቻላል የብዙኃን ባንክ"
Save Smart, Borrow More
Your savings unlock up to 3x the amount as a loan. Here's how it works in practice.
Where Your Loan Can Work
Put your 3x multiplier to use in these areas
Business Capital
Launch your trade, stock inventory, or scale your shop. A 100K savings unlocks 300K to fund your business dream.
Electric Bajaj
Own an electric bajaj for daily income. Start earning from day one and pay back from your profits.
House Building / Finishing
Build or finish your family home. Use the loan for materials, labor, or finishing touches.
Cooperative Principles & Modern Standards
Favorable Interest Rates
Our status as a credit co-operative allows us to return surplus gains directly to members in form of competitive returns.
Complete Transparency
No hidden account maintenance charges, surprise interest adjustments, or processing overheads. Trust is our currency.
Member-Driven Community
We reinvest directly into local businesses, fostering financial independence and societal wealth distribution.
The Dedicated Team Behind Your Success
Behind every financial milestone we help our members achieve stands a team of passionate, skilled, and deeply committed individuals. Our committee members bring decades of combined experience in finance, community development, and cooperative governance, all driven by a shared belief that every person deserves access to trustworthy financial services.
From the boardroom to the front desk, our people work tirelessly to ensure that your savings grow, your loans are processed with care, and your voice is heard. They are not just administrators; they are advocates, mentors, and partners in your financial journey.
People First
Every decision we make starts with our members' well-being in mind.
Mission Driven
We exist to turn financial aspirations into tangible realities for our community.
Built on Trust
Transparency and integrity guide every interaction we have with our members.
Total Capital Under Management
Backed by the trust of over 1,500 members, our cooperative continues to grow stronger, powering dreams, funding businesses, and building futures across the community.
Start Your Journey With Yichalal SACCOS
Becoming a member is simple. Meet the requirements below and you're on your way to financial growth with a community that puts you first.
Buy Shares (አክሲዮን)
Each share costs 500 ETB and you need a minimum of 2 shares (1,000 ETB). These shares qualify you for annual profit dividends. The more you hold, the more you earn.
Provide Identity Proof
Present a valid identity document such as a National ID or equivalent official identification. This ensures the security and trust of all our members.
Start Saving
Begin with as little as 100 ETB. Every 80% saved yields 20% into shares, growing your ownership stake automatically. More savings = more shares = more dividends.
Saving Deposit Methods
Cash Deposit
Visit our branch and deposit cash directly.
Bank Transfer
Deposit to our bank account and bring the physical slip.
Mobile Banking
Transfer via mobile banking and share the receipt on our Telegram group.
Additional Services at Yichalal SACCOS
Training & Consultancy
We equip our members with financial literacy, business skills, and professional guidance to help you grow beyond savings.
Charity & Donation
Yichalal SACCOS gives back to the community through structured charity programs and member-driven donation initiatives.
Start Your Journey Today
Reach out to our agents or visit our branch office directly. Complete the inquiry form to prompt an instant callback from our credit officers.
Headquarters Address
ወላይታ ሶዶ, መንሃርያ አከባቢ , ከ ጎግል ጁስ ፊት ለፊት , 1ኛ ፎቅ.
Branch Contact Hotlines
Email Communications
Become a Member
Fill out the form below to start your membership with Yichalal SACCOS.
